Services

Coverage Categories

Comprehensive Protection For The Systems You Rely On Daily

Each service category below can be included in Essential Shield, Complete Home, or Premium Estate plans. Specific components, caps, and exclusions are listed in your contract.

HVAC technician servicing residential unit

HVAC & Climate Control

Heating and cooling failures are among the most expensive homeowner surprises. Our HVAC coverage helps pay for diagnosis and repair of central air conditioners, furnaces, heat pumps, and related components such as thermostats, condensers, and blower motors when they fail from normal use.

Members receive guidance on filter changes and seasonal tune-ups to keep equipment eligible. If replacement is required and covered, we apply plan limits and coordinate installation with licensed professionals.

Licensed electrician at residential panel

Electrical Systems

Interior electrical coverage includes main panels, breakers, wiring, switches, and outlets that malfunction under everyday conditions. We do not cover code upgrades unrelated to a covered failure, but we will repair or replace qualifying components so your home remains safe and functional.

Service visits begin with a trade call fee, followed by covered labor and parts up to your contractual maximum per item.

Plumber repairing home plumbing

Plumbing & Water Heaters

Leaks, clogs, and component failures in interior plumbing can damage finishes quickly. Eligible items often include toilets, faucets, shower valves, and tank or tankless water heaters. Exterior water lines and septic systems may be available as optional riders.

Our claims team verifies coverage before dispatch, so you know what to expect before a technician arrives.

Kitchen appliances in modern home

Major Appliances

Complete Home and Premium Estate plans add kitchen and laundry appliances: refrigerators, ranges, built-in microwaves, dishwashers, washers, and dryers. Coverage addresses mechanical and electrical failures—not cosmetic issues or misuse.

When models are discontinued, we work toward comparable replacements that meet plan guidelines.

Add-On Services

Customize Coverage For Unique Properties

Pool & Spa Equipment

Pumps, heaters, and filtration systems for in-ground pools may be added where permitted.

Well & Sump Pumps

Protect water supply and basement drainage equipment critical to rural and low-lying homes.

Seller Transfer Package

Offer remaining term coverage to buyers with streamlined transfer paperwork at closing.

View Plan Pricing